Afterpay is a buy-now-pay-later service that allows you to split the cost of your dental treatment into four interest-free instalments, payable fortnightly. This means you can get the treatment you need without having to pay the full amount upfront.
TranscenDental Chatswood is pleased to offer Afterpay as a payment option for our valued patients. There are no hidden fees or interest charges, as long as you make your payments on time. With Afterpay, you can get the dental treatment you need without having to wait or worry about upfront costs.
To be eligible to use Afterpay, applicants must live in Australia and be at least 18 years of age. Additionally, they must have a valid email address and mobile phone number, as these are required to set up an Afterpay account. Customers will also need a valid payment method to use Afterpay. This includes a credit or debit card.
While there are some basic eligibility requirements for using Afterpay, it’s a relatively accessible payment service that can be a convenient option for customers looking to spread the cost of their dental treatment over time.
The minimum and maximum spend limits for Afterpay dental payments depend on several factors. The minimum spend varies per dental clinic, so it’s recommended that you check with your provider to find out what the minimum spend is. On the other hand, the maximum spending limit starts at $500-$600 but can increase with responsible spending behaviour.
It’s important to note that these spending limits are in place to encourage responsible spending habits and prevent customers from overspending beyond their means. Afterpay has more information available on their website regarding their spending limits and how they work to promote responsible spending.
The ability to cancel or return your dental treatment when using Afterpay depends on your dental provider’s policies. Afterpay only handles payments and doesn’t have control over the treatment you receive. You should contact your provider and Afterpay if you need to make changes to your treatment plan or payment schedule.
Keep in mind that some providers may charge cancellation or restocking fees, and you may still be responsible for making any outstanding payments to Afterpay for the portion of the treatment you received.
You will be charged a late fee of $10 and an additional $7 fee if the payment is not made within 7 days. Afterpay will also continue to charge additional $7-fees for each week the payment remains unpaid, up to a maximum of 25% of the original purchase price or $68—whichever is less.
If you continue to miss payments, your Afterpay account may be suspended or terminated, and the outstanding balance may be referred to a debt collection agency, which could impact your credit score. It’s important that you ensure you have sufficient funds in your account to avoid late payment fees.