We accept health funds as a payment option to help make our dental care services more affordable and accessible. As a registered provider, we can promptly process your health fund claim, reducing out-of-pocket expenses. This allows you to budget for your dental care more easily and helps manage costs.
You must have an eligible policy covering dental treatments to use your health fund to pay for dental care at our clinic. We recommend checking with your health fund to confirm your level of cover and any waiting periods that may apply.
At Transcendental Chatswood, we understand that effective use of your health funds is important. We strive to help you get the most out of your dental care. Our team will work closely with you to create a tailored treatment plan for your needs and budget.
We also have an onsite HICAPS terminal so you can easily claim on the spot and start receiving the benefits of your cover straight away.
Joining a health fund can make accessing quality medical care easier, but understanding eligibility requirements and waiting periods is key. Different funds have different eligibility criteria, so it’s essential to do research and find what suits your individual needs. Generally, most Australian residents and citizens are eligible to join a health fund.
Once you join, most health fund policies have waiting periods that must be served before you can claim benefits for certain services. These waiting periods can vary depending on the type of service, the health fund you’re with, and the level of cover you have.
For example, dental services may have a waiting period of up to 12 months for some health funds, while other health funds offer no waiting periods for dental check-ups and cleanings. It’s important to check the details of your health fund policy and understand the waiting periods that apply to your specific level of cover and the services you need.
As a health fund member, you have access to various services, such as preventative care and wellness programs. Planning is key to making the most of your cover so that you can identify opportunities for additional assistance, like dental care or physiotherapy. It pays to explore the range of benefits your specific health fund provides, as some may include free check-ups or discounts on health services or products.
By staying informed and up-to-date with the latest options and initiatives your chosen health fund provides, you’ll make the most of every dollar spent and be able to take advantage of all available support.
If a health fund policyholder requires treatment costs in excess of their cover limit, they may have to pay the gap out of pocket. Seeking out additional funds or budgeting in advance to pay for higher-cost treatments can be beneficial. Additionally, health fund members may consider changing to a higher cover policy with larger cover limits (waiting periods may apply).
However, other options are available to help manage the associated costs. Making the most of government initiatives, such as the Child Dental Benefits Schedule (for eligible children) and DVA Cards (for veterans and dependants), may also help and provide financial support. An experienced healthcare professional, such as your dentist, can give more advice on managing and dealing with high-cost medical treatments that exceed existing health fund cover limits. At TranscenDental Chatswood, we also offer interest-free payment plans to help you manage the costs of the dental treatments you need.
Knowing whether or not a particular dental treatment is covered can be confusing. Before heading to the dentist for any procedure, determining if your health fund covers the procedure is essential. If you have a private health fund, contact your provider and speak to them about what kind of cover you have for the specific treatment you are after.
Ask them how much of the cost they can cover and if any circumstances could void the cover or reduce its efficacy. Collecting this information ahead of time will make your experience at the dentist as smooth and stress-free as possible because you’ll know exactly what kind of costs you need to budget for. You can also get in touch with our friendly staff, who will be happy to assist you in checking your health fund policy’s level of cover.
Claiming your health fund is easy – so don’t stress! At TranscenDental Chatswood, you can do so through our HICAPS system onsite. HICAPS is a quick and easy way to make health fund claims at the time of your appointment, without having to lodge a claim later. Simply bring your health fund card to your appointment, and our friendly staff will be able to process your claim on the spot. This means you’ll only need to pay the gap, if any, between the cost of the service and your health fund benefit. HICAPS is available for most health funds, but it’s always a good idea to check with your fund to make sure they’re covered.
If you have any questions about claiming through HICAPS, our staff will be happy to assist you.
Remember, there’s no need to worry—we’re here to make claiming your health fund benefits as straightforward as possible!